Self-Help Housing Application

Take your step towards the American Dream of homeownership today! In the Self-Help Program, participants contribute significant “sweat equity” towards the construction of their own homes, bringing down development costs and producing a more affordable home. Each family contributes a minimum number of hours of labor per week until every house in the group is finished and ready to move into, and a construction supervisor guides the homeowners and coordinates the build.

This short pre-application worksheet lets USDA Rural Development make a preliminary decision about whether you might qualify for the home loan program. If you are approved through the pre-application, we will contact you to complete the full Rural Development loan application.

Thank you for your interest in the Self-Help Program. In this program participants contribute significant “sweat equity” towards the construction of their homes, bringing down development costs and producing a more affordable home.

Your Social Security numbers are encrypted and are never sent by email. They are stored securely and can only be read by authorized UAACOG housing staff signed in to our staff portal.

To qualify for Self-Help you must have stable, dependable income in order to repay a loan, and acceptable credit which shows a willingness and ability to repay debts when they are due.

Pull your own credit reports. This prevents us from adding an inquiry to your credit report. You can obtain a free credit report by calling 1-877-322-8228 or by visiting annualcreditreport.com. By law you are entitled to one free credit file disclosure every 12 months from each of the three nationwide credit reporting companies – Equifax, Experian and TransUnion. Your credit report will not include your credit score, so please also pull your current scores. You should be able to obtain 3 credit reports and 3 credit scores.

Attend a homebuyer education class. In-person classes on CHFA’s list are free.

This worksheet allows Rural Development to preliminarily determine whether you might qualify for the home loan program. If you are approved through this pre-application you will be contacted to complete the full Rural Development loan application. If documents are missing and your application is deemed incomplete you will be notified, and no further processing will be done until all required documents are received.

Questions about the forms or the application process? Call 719-275-7687.

Where You Want To Buy

County where you wish to purchase a home

Applicant

Applicant Name

Applicant Social Security Number

Encrypted and never sent by email.

Applicant Phone Number

Applicant Email

Marital Status

Unmarried

Married

Separated

Applicant Mailing Address

Applicant Physical Address

Applicant Previous Address

Applicant Birthdate

Applicant Age

Applicant Employer

Employer Address

Employer Phone Number

Applicant Position Title

Applicant Annual Gross Income

Enter a dollar amount.

Term of Employment - Years

Term of Employment - Months

Co-Applicant

Co-Applicant Name

Co-Applicant Social Security Number

Encrypted and never sent by email.

Co-Applicant Phone Number

Co-Applicant Email

Marital Status

Unmarried

Married

Separated

Co-Applicant Mailing Address

Co-Applicant Physical Address

Co-Applicant Previous Address

Co-Applicant Birthdate

Co-Applicant Age

Co-Applicant Employer

Employer Address

Employer Phone Number

Co-Applicant Position Title

Co-Applicant Annual Gross Income

Enter a dollar amount.

Term of Employment - Years

Term of Employment - Months

Other Income

Child Support / Alimony

Enter a dollar amount.

AFDC / TANF

Enter a dollar amount.

Social Security, SSDI

Enter a dollar amount.

Foster Care

Enter a dollar amount.

Food Stamps

Enter a dollar amount.

Other

Enter a dollar amount.

Household

Other adults in the household and their annual income

Children's names and ages

Monthly Rent Payment

Enter a dollar amount.

Monthly Child Care Payment

Enter a dollar amount.

Monthly Debts

Debt 1 - Owed To

Auto loans, credit cards, furniture, co-signed payments, student loans, child support and similar.

Debt 1 - Monthly Payment

Debt 1 - Balance

Debt 2 - Owed To

Debt 2 - Monthly Payment

Debt 2 - Balance

Debt 3 - Owed To

Debt 3 - Monthly Payment

Debt 3 - Balance

Debt 4 - Owed To

Debt 4 - Monthly Payment

Debt 4 - Balance

Debt 5 - Owed To

Debt 5 - Monthly Payment

Debt 5 - Balance

Assets

Land, vehicles, investments, cash and so on.

About Your Application

How did you hear about our program?

I certify that the information given on this worksheet is true and complete to the best of my knowledge

Applicant Signature - type your full name

A typed name is a legal representation of your signature.

Co-Applicant Signature - type your full name

Required only if there is a co-applicant.

Questions or Comments?

* Required field

Forms

Self-Help Housing Application

Where You Want To Buy

Applicant

Co-Applicant

Other Income

Household

Monthly Debts

Assets

About Your Application