Affordable Housing Options

Couple accepting house keys from a real estate agentSecuring a comfortable, safe, and affordable home is foundational to the well-being and prosperity of every individual and family. Understanding the myriad challenges many face in achieving this, UAACOG has established a comprehensive suite of housing programs tailored to meet diverse needs.

Whether you're seeking to renovate your current home, find rental assistance, or take the first step towards homeownership, our programs are designed to guide and support you at every stage of your housing journey.

The Home Improvement Program (Housing Rehab)

This program provides affordable loans for low-income homeowners living in Fremont, Chaffee, Lake, Custer, Park, or Teller counties (0% interest and deferred based on income). The loans are provided to repair owner-occupied homes. UAACOG partners with the Colorado Division of Housing and the Community Development Block Grant (CDBG) program to provide assistance to homeowners. Types of housing problems we can help with:

  • Leaking roof
  • Electrical and heating systems and energy efficiency upgrades
  • Plumbing systems including leaking water lines and septic
  • Interior issues including sagging floors and cracking or peeling paint
  • Fire mitigation
  • Crumbling foundation/Exterior/Interior deterioration
  • Handicapped accessibility
  • Other safety concerns

Section 8 Rental Assistance

Offers rental and utility assistance for qualified individuals in Chaffee, Custer, Fremont, Huerfano, Lake, Park, and Teller Counties. The goal of Section 8’s Family Self-Sufficiency (FSS) program is to assist Section 8 participants to become economically self-sufficient and independent of government and community assistance programs.

UAACOG’s FSS program is designed to coordinate rental assistance with public and private sector resources in order to help participants achieve their goals and become self-sufficient.

Housing and Financial Counseling Programs

UAACOG is a U.S. Department of Housing and Urban Development (HUD) Certified Housing Counseling Agency offering counseling and education in the following areas:

  • Pre-Purchase (Homebuyer) Counseling and Education
  • Post-Purchase (Homeowner) Counseling
  • ID Theft Prevention and Recovery Counseling and Education
  • Foreclosure Prevention Counseling
  • Credit/Budget (Financial) Counseling and Education

The Housing Counseling Program serves Chaffee, Custer, Fremont, Gunnison, Hinsdale, Lake, Park, Rio Grande, Saguache, and Teller Counties. Please click on the links below for additional information on housing counseling and becoming a homeowner.

Self Help Housing

Take your step towards the American Dream of homeownership today! In this program, participants contribute significant “sweat equity” towards the construction of their homes, bringing down development costs and producing a more affordable home.

Each family contributes a minimum number of hours of labor per week towards the homes until all houses in the cohort are done and ready to move in. This program helps make housing affordable. A construction supervisor helps the homeowners with construction guidance and coordinates all aspects of the build.

Call UAACOG and ask to speak to someone in the housing department about the Self-Help Program.

On January 6th, 2023, three homes in Canon City began construction at 821, 839 & 841 N Raynolds Ave!

Housing Navigation

Our Housing Navigator program is designed to help those who are currently or imminently about to experience homelessness. Our Housing Navigator will work with individuals through the application process, partner with landlords to ensure a good fit and relationship between landlord and tenant, and help you overcome some systemic barriers to housing.

Homebuyer's Workshop

Thursday, October 19th, 2023 - This one-day workshop starts at 12:00 pm and will be held at UAACOG at 3224-A Independence Road in Cañon City. This workshop will take participants through the home buying process from loan application to closing and life as a homeowner. Lenders such as CHFA, Rural Development, and others require that borrowers participate in this type of training.

This workshop is FREE and open to the public. Reservations are required. To reserve a seat, please call (719) 269-7687
Our Proud Partners
We Need Your Help

UAACOG Housing Navigator Program needs your help. We are collecting brand new items to create move-in baskets for our recipients. Here is a list of items being collected:

  • Laundry Baskets
  • Dish Soap
  • Laundry Soap
  • Dryer Sheets
  • Toilet Cleaner
  • Toilet Brushes
  • All-Purpose Cleaners
  • Paper Towels
  • Brooms / Dustpans
  • Toothbrush / Toothpaste / Floss
  • Shampoo & Conditioner
  • Shower Curtains
  • Hand Soap
  • Body Wash
  • Deodorant
  • First Aid Kits
  • Sponges
  • Bath Towels
  • Eating Utensils
  • Dishes
  • Toilet Paper
  • Trash Bags

All items can be dropped off at UAACOG. If you have any questions, please contact Lyndsey Salazar at (719) 275-8350 or lyndsey.salazar@uaacog.com

Additional Resources

Housing Education & Counseling
Visit Website
CHFA: Colorado Housing and Finance Authority
Visit Website
National Rural Self Help Housing Association (NRSSHA)
Visit Website
U.S. Department of Housing and Urban Development
Visit Website
National Industry Standards for Homeownership Education and Counseling
Visit Website

Office Hours

8:00 am to 4:30 pm
8:00 am to 4:30 pm
8:00 am to 4:30 pm
8:00 am to 4:30 pm
8:00 am to 4:30 pm
Closed Today
Closed Today

Have A Question

About Any of Our UAACOG Services?